The Local Take Talks Open Enrollment
This week on The Local Take, we're talking about two Open Enrollment periods that are happening now. Medicare Open Enrollment ends on December 7th, and Obamacare Open Enrollment for January 1st benefits ends on December 15th. I reached out to Deric Gilliard, a Health and Human Services representative, about the Obamacare Open Enrollment and Christine Williams from Georgia Cares about the Medicare Open Enrollment. First, we speak with Deric Gilliard about ACA, also known as Obamacare.
Gilliard shares that the new administration has pumped in funding for the Affordable Care Act. The new plans for 2021 - 2024 will allow citizens to receive quality insurance.
Four out of five will get coverage for under $10 per month due to the Build Back Better plan. Three groups in our state offering assistance are The Georgia Association for Primary Care, MercyCare, and Georgia Legal Services.
This year's focus is on low-income mothers and those in our rural areas. For more information, you can visit healthcare.gov or call 1-800-318-2596.
Williams explains that this is the time of year to review your coverage, learn about new options, and make any needed changes. For the best information, she encourages everyone to visit Medicare.gov or call 1-800-MEDICARE.
Additionally, you can contact the Georgia Cares offices at 1-866-552-4464, option #4. When you call their office, you will be connected with a certified Medicare counselor trained to assist you with health and drug coverage options.
Williams breaks down the ABCs of Medicare.
Part A is free Hospital coverage.
Part B is Doctor Visits, Medical equipment, and you pay a monthly premium
Part C is an Advantage Plan
Part D is the Prescription Drug Plan
You should register for Medicare three months before you turn 65 through the three months after you turn 65. This official enrollment period prevents you from paying a late enrollment penalty, impacting your payments for years.
For more information on Medicare Open Enrollment closing on December 7th
For more information on Obamacare Open Enrollment closing on December 15th